Welcome to your company pension

    Whether you're planning ahead or ready to retire, your employer wants to help you make the right choices.

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    Are you ScamSmart?

    How many people believe they have been targeted by an investment scam in the last three years...?

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    Combine your pensions

    Having just one pension can make it easier for you to see how much you’ll have when you retire.

    Find out more about transferring

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    Get startedJoining the pension

    Your employer, with the help of their adviser, is inviting you to join this company pension.

    Most people will be automatically enrolled into the company pension, a Group Flexible Retirement Plan provided by Standard Life. Even if you’re not, you can still join if you want to.

    Please take the time to read the information in the key features and important documents on these pages.

    What does this mean for you?Pension flexibility

    Everyone has control over how they take money from their pension.

    There’s a minimum age after which you can withdraw money, but pensions are now one of the most tax-efficient and flexible ways to save for the future.

    Your payment choicesHow much should you pay?

    There's a minimum amount that has to be paid into the company pension according to Government regulations.

    Your employer may also set a minimum amount you have to pay. But remember, paying in a little bit more now could make a big difference.


    Login to online servicing

    Easily and securely check your pension value, investments and more on your mobile, tablet or PC when you join your company pension.

    Log in to online servicing

    Approaching retirement?

    You've worked hard all your life to get to this point, so it makes sense to get the most from your pension with a little preparation and planning.



    Your pension is normally a long term investment and you usually can't withdraw money until the age of 55 (57 from 2028). As with any investment, the value can go up or down and may be worth less than what was paid in.